Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant online approval.
- A Citadel Mortgage Specialist will follow up to answer your questions.
Our goal is provide the highest level of service at competitive rates. Our Mortgage Specialists are only a phone call away if you need help. Contact us at 800-666-0191 .
Keep an eye on first mortgage rates via email. Sign up for Rate Watch.
Please note: Since Citadel is a community credit union, you can apply for a mortgage or home equity loan with us if you live, work, worship, or study in the following Pennsylvania counties: Bucks, Chester, Delaware, Lancaster*, Montgomery, or Philadelphia. You can also become a Citadel customer if a member of your family or household is eligible to be a customer, no matter where you live.
* People who do any of the following in the City of Lancaster: work, worship, perform volunteer services, and participate in programs to alleviate poverty or participate in associations headquartered in the city.